While I do own a hair dryer, I definitely don't use it very regularly. It's handy to have around on the rare occasion that I need to dry my hair quickly at home. But since I don't dry my hair every day, most of the time it's just taking up space in my bathroom drawer. But after writing today's post, I will definitely be pulling my hair dryer out of that drawer! Today I have 23 unique and clever uses for hair dryers to share with you. You'll learn how to use it to do all sorts of things, from removing stubborn labels to making perfectly crispy chicken. Now that I know all of these great hair dryer tips, it rather feels like drying hair is on of the less useful things it can do! :-) 23 Practical Uses For Your Hair DryerRemoving Sticky Stuff1. Stickers & Labels – Use your hair dryer to help you remove labels, bumper stickers, contact paper, and other stuck-on stuff. The heat will loosen up the adhesive and make the sticker much easier to remove. 2. Bandaids – You can also use your hair dryer to make bandaids less painful to take off! Just blow it at the bandaid for a few seconds to warm up the adhesive. 3. Candle Wax – Use your hair dryer to soften up spilled candle wax and make it easier to clean up. This method is very similar ti the one described in the post below. (You can also use this method to remove wax from candlesticks, votives, and other candle holders!) Related: How To Get Candle Wax Out Of Your Carpet 4. Crayon Marks – Use your hair dryer to help remove crayon from walls and other surfaces. Crayons are made of wax too, so heating them up with your dryer will make them easy to wipe away. Cleaning Up5. Dusting – Use your hair dryer on the cool setting to make dusting much faster! Just blow the dust off of your items and surfaces, then vacuum the dust off the floor once it settles. 6. Water Rings – The heat from your hair dryer can help dry out and remove water rings from wood furniture. Put the nozzle attachment on if yours has one, turn it on the cool setting then point the dryer at the ring. Increase the heat after a few seconds, and the ring should disappear. Warming Things Up7. Bed Sheets – It can be torturous to climb into a cold bed during the winter! Use your hair dryer to warm up your sheets a bit before bedtime. 8. Pet Fur – Wet dogs can really make a mess of your house! After coming back inside from the rain or snow, use your hair dryer to dry your dog's fur out. My grand-puppy Milo loves getting dried off with the warm air. :-) Drying Things Off9. Quick Dry Clothes – Use a hair dryer to quickly dry small clothing items in a pinch. No one wants to walk around in wet socks! 10. Diaper Rash – For babies with diaper rash or chafing, use your dryer to help keep your baby dry and comfortable. Just turn it on the cool setting, and use the air to make sure their bum is totally dry before putting on a new diaper. (And as a bonus, some babies find the sound of hair dryer on the low setting really soothing!) Stretch Things Out11. Tight Shoes – Have a cute pair of shoes that are just a bit too tight? Put on the shoes along with the thickest socks you have. Then point your hair dryer at the shoes for a couple minutes to stretch them out. Much better! 12. Ill-Fitting Sunglasses – Heat the arms of your sunglasses up with your hair dryer to make them more pliable. Then gently bend the arms inward or outward depending on if the glasses are feeling too tight or too loose. Beauty & Fashion13. Curly Lashes – Blast your eyelash curler with your hair dryer for a few seconds before using it. The warmed up curler helps produce extra full and curly lashes! (Just be careful not to accidentally burn yourself!) 14. Clothing Wrinkles – Get rid of wrinkles fast by spraying the item lightly with water. Then blow hot air over the wrinkles with your hair dryer and watch them disappear! In The Kitchen15. Glossy Cakes – Use your dryer to give your homemade cakes a glossy, professional look! Just blow warm air on the frosting until it starts to look shiny, then let it cool. 16. Unstick Meat – Use your hair dryer to separate meat that got stuck together in the freezer. Blow the warm air on them just long enough to get them unstuck. 17. Soften Butter – Forgot to soften butter for cookies? Use your hair dryer to soften cold butter quickly. 18. Eliminate Clumps – Salt and pepper can form clumps if they are put in shakers that aren't completely dry. The next time you wash your salt and pepper shakers, use your hair dryer to make sure they are completely dry before filling them again. 19. Crispy Chicken – As strange as it sounds, you can use your dryer to help make the crispiest, most delicious roasted chicken! Find out how at the link below. Related: This Weird Trick Makes The Best Roasted Chicken Ever Home Improvement20. Frozen Pipes – Use your hair dryer to thaw out frozen pipes during the winter. 21. Painting Helper – Your blow dryer can be a useful tool when working with paint or spackle, especially in small areas. The heat from the dryer can help speed up the drying process to make the job faster! For Travel22. Dry Toiletries – Use your hair dryer to dry out your toothbrush, loofah, and other damp items before packing them for a trip. This will help keep them from getting mildew-y in your toiletry bag. 23. Heat Food – Staying in a hotel room without a microwave? You can use the hair dryer in the room to heat up leftovers in a pinch! Do you ever use your hair dryer to do something other than dry your hair?
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Barclays Bank Review
11/13/2018
If you're looking for a bank to invest your savings in to earn very high-interest rates, check out Barclays Bank. Though they offer only limited banking services, the rates they pay on savings products are among the highest offered anywhere. In this review, I'll be highlighting all the accounts you can open with Barclays, their best features, and the pros and cons of banking with Barclays. About Barclays BankBarclays Bank is one of the oldest banks in the world. Started in 1690, in London, England, it has been one of the most innovative banks in that country's history. Today, it is a major global financial services provider, offering retail banking, credit cards, corporate and investment banking and wealth management.
The Bank operates in the US though Barclays Bank Delaware. It started in 2000 as Juniper Bank, offering insurance products and credit cards. It was acquired by Barclays Bank in 2004 and expanded its credit card operations. The Bank now offers high-interest savings and certificates of deposit (CDs) that pay some of the highest rates offered among online banks. However, it doesn't offer many traditional bank products, like checking accounts or consumer loans. Instead, it functions as a pure savings platform. Barclays Bank Savings ProductsCurrently, Barclays Bank offers two savings products, Online Savings, and Online CDs. Barclays Online Savings AccountThe Barclays Online Savings Account is currently paying 1.90% APR (on an interest rate of 1.88%) on all account balance levels, as of October 26, 2018. That's competitive with high yield savings accounts offered by the better paying online banks, and well above traditional bank savings rates. The account requires no minimum balance to open and charges no monthly maintenance fees. It also comes with 24/7 online access to your funds, online transfers to and from other banks, and direct deposits. And once again, as is the case with savings account rates throughout the banking industry, rates are subject to change. Online Savings deposits. Deposits can be made by Remote Deposit (see description below) from your computer or mobile device, by direct deposit (including your income tax refund), electronic funds transfer (ACH), or by check. Checks drawn on foreign banks, third-party checks, wire transfers, money orders, and cash are not acceptable deposit methods. Funds will clear immediately when transferred from other Barclays accounts you own. Funds deposited by check or electronic transfer from an external account will be held for five business days from when the deposit is credited to your account. Online Savings withdrawals. You can make withdrawals online by selecting the Transfer Funds feature. Funds can then be transferred to an external account, typically within two to three business days. You can also request to have a check mailed directly to you by calling Customer Care. As is the case with savings accounts and money markets with all banks, withdrawals and outgoing transfers are limited to no more than six per monthly statement cycle. (This is a federal regulation under Regulation D, and not unique to Barclays Bank.) Barclays Bank Online CDsBarclays Bank Online CDs pay rates comparable to those paid by high yield online banks. However, the most attractive rates apply to CDs with maturities of 12 to 60 months.
CD terms range from three months to 60 months, and offer interest rates and APYs as follows (as of October 26, 2018):
Beyond the basic rates, there are a few more factors to consider when it comes to opening a CD with Barclays. CD maturity. You'll receive an email alert about 30 days before your CD matures. CDs can either be withdrawn upon maturity or set to be automatically renewed at the same term. There is a 14-day grace period when you can withdraw the funds without being subject to an early withdrawal penalty. Early withdrawal penalties on CDs. Barclays Bank early withdrawal penalties have two tiers:
Early withdrawal penalty waivers. The penalty may be waived under certain circumstances, such as the death or incompetence of the account owner. You also have the option to receive monthly interest disbursements from your CD(s) without triggering the penalty. Barclays Bank Features and BenefitsBarclays Bank CalculatorsThe Bank offers the following calculators to help you make savings and investing decisions:
That can include saving for a vacation, buying a car, or the down payment on a house. You enter the cost of the goal, how much you already have saved, and how much you're contributing monthly. It will calculate how long it will take you to reach your goal. Remote Deposit/Deposit ChecksYou can make remote check deposits by taking a picture of the check, either with your mobile device or your computer scanner. The name of the process is apparently being changed to “Deposit Checks”, though “Remote Deposit” appears frequently on the Barclays website. You must sign the back of the check, and write “For Mobile Deposit at Barclays Bank Only” on the back. Your photo or scan must include both the front and back of the check.
The maximum amount of any check deposited using Remote Deposit is $5,000, and there is also a daily limit of $10,000 and 10 checks. There is also a 10 business day limit of $50,000 and 20 checks. Mobile AppThe Barclays Mobile App is available for iOS 9.0 or later, and is compatible with iPhone, iPad, and iPod touch. It's also available for Android, 4.2 and up. The app is available at The App Store and Google Play. The website notes ”…one-time transfers may be initiated on your mobile device to and from linked and verified external accounts”. Reviews of the app report users being unable to make external transfers using the mobile app, so “one-time transfers” may mean just that. Customer Service and Account SecurityBarclays Customer Care is available by phone, seven days a week, from 8:00 am to 8:00 pm, Eastern time. You can also access your account 24/7 through your online account.
The Bank uses the following security measures to protect your account and your identity:
The transfer of information between you and the Bank, and between the Bank and authorized third parties, is always encrypted to insure it isn't available to unintended third parties. How to Open an Account with Barclays BankThe application process is entirely online. The application will request the following information:
Once all that information has been supplied, you'll be asked to create a User ID and Password, as well as to supply your mother's maiden name and a security question and answer. You'll also be given the option to enroll in two-factor authentication. Finally, you'll be asked to complete and sign the electronic consent agreement, terms and conditions, and a W-9 certification. Advantages and Disadvantages of Barclays BankPros
Cons
Should You Bank with Barclays Bank?Barclays Bank is not a full-service bank. They don't offer typical bank products, like auto and personal loans, or mortgages. They don't even offer a checking account option. For that reason, the bank is best used as a place to park your cash to earn interest rates that are much higher than what you can get with traditional banks, and even most other online banks. In particular, you'll be interested in the high interest Online Savings Account, or one of the CDs they offer. Rates are best on the CDs with terms of 12 months or longer, but relatively low on shorter terms. But since virtually everyone has a need for high-yield savings in those terms, Barclays Bank is worth investigating. As a pure savings platform, it's one of the best available. If you'd like more information, or if you'd like to open an account with the Bank, visit the Barclays Bank website. The post Barclays Bank Review appeared first on Good Financial Cents. Collecting rent from your tenants is one of the most important aspects of managing rental properties. Property managers and landlords rely on rental income to pay mortgage payments, property taxes, utilities, administration and employee fees, and other property related expenses. Getting paid on time is equally important as getting paid the full rental amount each […] The post The Best Way to Collect Rent Payments Each Month – Video appeared first on Rentec Direct. |
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January 2019
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